Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education (the Department), though the entity you deal with, your loan servicer, can be a private business.

Direct Loans are generally awarded as part of a larger award package which may contain other types of aid as well, to help you meet the costs of attending Cuesta College. Visit our Federal Direct Student Loans information page for detailed information about eligibility requirements, loan types, interest rates, and maximum allowed annual and aggregate amounts.

All students who wish to acquire a William D. Ford Federal Direct Loan are required to submit a FAFSA and complete their Cuesta College financial aid file.  Then, take the following steps according to your status:

Cuesta College Student Loan Process     

First-time Borrowers

(You have never taken out a Direct Loan before) 

Continuing Borrowers 

(You have already taken out a Direct Loan at Cuesta or another institution)

  • Contact the Financial Aid Office to ask for a loan request form.
  • Submit the form to the Financial Aid Office


Note: The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the U.S. Department of Education. It also explains the terms and conditions of your loan(s). You may utilize the same MPN for up to 10 years. To e-sign your MPN, you will need the Department of Education FSA ID that you used to log in to complete the FAFSA. To apply for or re-establish a FSA ID, go to