Cuesta College is pleased to offer a comprehensive benefit package to our part-time and full-time classified/management members. You have many options for medical insurance available as well as an opt-out option. Please review the information below carefully and completely. 

The insurance year for medical, dental and vision runs from January 1st to December 31st. There will be one Open Enrollment period for all insurance coverage each year in November.

Medical, dental, and vision coverage is available for spouses/domestic partners and dependent children (up to the age 26).

Open Enrollment October 21 – November 8

The annual open enrollment is coming up. You do not need to take any action if you would like to keep your current plan elections into the new plan year. You MUST make changes if you are enrolled in PPO30 or PPO50 plans and/or to continue flex spending accounts (medical and dependent care) – you will need to reenroll in these flex spending programs through AFA for your election to continue into 2025. 

To make changes you will utilize Benefit Bridge website and American Fidelity Self-enroll, in person appointments or virtual appointments:

Benefit Bridge – to make changes or enroll in Medical, Dental, Vision, MetLife (Voluntary Life/AD&D):

American Fidelity – to make changes or enroll in Flex spending accounts or Disability and other supplemental insurances:

    • Self-Enrollment: You can enroll through our secure online system. The site contains educational videos to help answer your questions - https://www.afenroll.com/Enroll/Login.aspx, 
      • October 21, 12:00AM to October 28, 11:59PM
    • In Person Appointments: Schedule an appointment with an American Fidelity Representative 
      • SLO Campus - 10/28-10/30 and 11/7 8:00AM - 4:00PM.
      • NCC - 11/6, 8:00AM - 4:00PM
    • Virtual Appointments - Schedule an appointment with an American Fidelity Representative 
      • 10/31, 11/1, and 11/8, 8:00AM - 4:00PM

Changes to Medical plans effective 1/1/2025:

    • PPO30 and PPO50 are discontinued effective December 31, 2024. You must enroll in another plan or you will automatically be enrolled in PPO Select.
    • Rate and deductible increases for PPO25, PPO40, PPO60 and PPO Select.

Changes to Vision and Dental plans effective 1/1/2025:

    • The frame allowance under VSP will increase from $220 to $270 (featured brands) and $200 to $250 (all brands) with no increase in premium!
    • Delta Dental has added a diagnostic and preventative care premium waiver - see the plan document for more information.

 

Classified/Management Insurance Rates and Fringe Information 

2024 Rate and Fringe Sheet

2025 Rate and Fringe Sheet

2024 Benefit Guide

2025 Benefit Guide (coming soon)

The fringe contribution is a District provided amount designed to offset the cost of health and welfare benefits for each qualified employee and their eligible dependents. Please see the Collective Bargaining Agreement (CBA) for more information on this contribution. 

You are eligible to opt-out of the medical plan if you have proof of other coverage. If you chose to opt-out you will receive a lower amount in fringe that you can use towards dental, vision, MetLife life or AD&D coverage, investments or American Fidelity Plans (such as disability, cancer, life, flexible spending accounts, etc.). Classified members that opt-out get up to $225/month in fringe. Management members that opt-out get up to $265/month in fringe. 

 

Health and Welfare Benefits Enrollment

 

Benefit Form
Medical, Dental, Vision, MetLife 

Enrollment for new employees, open enrollment, and at a qualifying life event is managed through the Benefit Bridge online enrollment system.

Evidence of a qualifying life event is required. 

Benefit Bridge log-in information 

 

Proof of relationship: 

When first enrolling any dependent in medical, dental and/or vision you must provide proof of relationship. You will be asked to upload these documents into the Benefit Bridge System 
MCSIG Life Insurance  Beneficiary

If you enroll in any MCSIG medical plan, you are eligible for a $25,000 life insurance policy through MetLife at no cost to you. 

Benefit Bridge log-in information 
AFA

Available by appointment.

Calendar year 2024 appointment dates:

  • January 26, 2024
  • February 23, 2024
  • March 22, 2024
  • April 26, 2024
  • May 24, 2024
  • June 28, 2024
  • July 26, 2024
  • August 23, 2024
  • September 27, 2024
  • October 25, 2024
  • November 22, 2024
  • December 13, 2024

https://enroll.americanfidelity.com/F2684466

All new employees must meet with AFA to confirm pre or post tax deductions for eligible benefits. More information below. 
Envoy 

 

403(b) + 457 accounts

After opening an eligible account, submit a Salary Reduction Agreement (SRA) online to request paycheck deductions. 

 https://envoy.tsacg.com/index.php?e=3952 

Plan Documents and Information