Classified and Management members have options for medical insurance available as well as an opt-out option. Please review the information below carefully and completely.
2026 medical, dental, and vision insurance plan year will run from January 1st to September 30th and starting October 1st, 2026, plan year will be October 1st through September 30th.
There will be one Open Enrollment period for all insurance coverage each year during summer, approximately June through August.
Medical, dental and vision coverage is available for spouses/domestic partners and dependent children (up to the age 26).
Classified/Management Insurance Rates and Fringe Information
The fringe contribution is a District provided amount designed to offset the cost of health and welfare benefits for each qualified employee and their eligible dependents. Please see the Collective Bargaining Agreement (CBA) for more information on this contribution.
Employees are eligible to opt-out of the medical plan if you fall under these categories:
- Currently employed below 90% FTE and have coverage elsewhere; OR
- Enrolled in Medi-Cal, Medicare Plan A and B, TRICARE, and Covered California and receiving a related subsidy (MUST submit proof of coverage and proof of subsidy for Covered California plan)
If you chose to opt-out you will receive a lower amount in fringe that you can use towards dental, vision, life or AD&D coverage, investments or American Fidelity Plans (such as disability, cancer, life, flexible spending accounts, etc.). Classified members that opt-out get up to $225/month in fringe. Management/Confidential members that opt-out get up to $265/month in fringe. Any unused amount will be forfeited.
Health and Welfare Benefits Enrollment
| Benefit | Form | |
|---|---|---|
Medical, Dental, Vision, Madison National Life |
Enrollment for new employees, open enrollment, and at a qualifying life event is managed through the Benefit Bridge online enrollment system. Evidence of a qualifying life event is required. |
Benefit Bridge log-in information Proof of relationship: When first enrolling any dependent in medical, dental and/or vision you must provide proof of relationship. You will be asked to upload these documents into the Benefit Bridge System |
AFA |
Available by appointment. Calendar year 2026 appointment dates:
|
https://enroll.americanfidelity.com/F2684466 All new employees must meet with AFA to confirm pre or post tax deductions for eligible benefits. More information below. |
Envoy
|
403(b) + 457 accounts After opening an eligible account, submit a Salary Reduction Agreement (SRA) online to request paycheck deductions. |
Envoy Website |
Plan Documents and Information
Classified/Confidential/Management are required to enroll in one of the SISC Blue Cross medical plans or WABE in the first 30 days of employment.
2025-2026 Plan Information:
SISC Medical Plan Comparison 2025-2026
- Plan A 80-E $20 Summary / Plan Document (coming soon)
- Plan B 80-G $30 Summary / Plan Document (coming soon)
- Plan C 80-L $30 Summary / Plan Document (coming soon)
- Plan D 80-M $40 Summary / Plan Document (coming soon)
- Plan E HSA $3400 Summary / Plan Document (coming soon)
- Plan G Proactive Care no Deductibles/No Co-Insurance Summary / Plan Document (coming soon)
- Plan I Two-Tier HSA $9000 Summary / Plan Document (coming soon)
- Plan J Waiver of Anchor Benefits Enrollment (WABE), no medical coverage, access to Value Added Benefits
- SISC Cancer Care Direct
- SISC Employee Assistance Program (EAP)
- SISC Added Value Plans
- Talkspace Information
- Teladoc Information
VSP Group #: 30071230
Vision Insurance is offered through VSP. Please see plan documents for more information.
Dental Insurance is offered through Delta Dental. Please see plan documents for more information.
2026 Plan Information:
- Plan A (6736-0001) Summary / Evidence of Coverage
- Plan B (6736-0003) Summary / Evidence of Coverage
- Plan C (6736-01001) Summary / Evidence of Coverage
- Plan D (6736-01003) Summary / Evidence of Coverage
- Diagnostic and Preventative Care Premium Waiver
- Brush Smart
- Amplifon and Qualsight
- SmileWay Benefit
Voluntary Accidental Death and Dismemberment (AD&D) Insurance and Life Insurance is available through Madison National Life.
Life Insurance: As a new hire you are guaranteed up to two times your annual earnings not to exceed $100,000 with no health questions. If you are not a new hire and want to add life insurance during open enrollment, you will be required to complete a medical questionnaire. Additional coverage is available for family members.
American Fidelity offers a wide array of supplemental insurances including; Accident Insurance, Cancer, Disability, Life, and Critical Illness. AFA also offers Flexible Spending Accounts (FSAs), High-Deductible Savings Accounts (HSAs), and deferred compensation retirement accounts.
As a Cuesta College employee, you do not pay into California State Disability Insurance, however, disability insurance is available through AFA. We encourage you to consider your unique situation and any salary continuation needs you may have.
All newly hired employees must meet with an AFA representative to confirm the tax status for benefit deductions. Employees who do not meet with an AFA representative to elect into pre-tax deductions will be placed into post-tax medical, dental and vision deductions.
AFA Plan Information and Brochure
Schedule an appointment with an AFA representative using the online scheduling system: https://enroll.americanfidelity.com/F2684466
All employees are eligible to invest a portion of their wages into a voluntary retirement investment via payroll deduction. Contributions can be made to a 403(b) Tax Sheltered Annuity Plan and/or a 457(b) Deferred Compensation Plan. Please contact Envoy Plan Services with questions or to enroll.
Phone: 800-248-8858
Email: info@envoyplanservices.com
Website: www.envoyplanservices.com
Cuesta College Direct Link: https://envoy.tsacg.com/index.php?e=3952