Office:Administrative ServicesBuilding 5800
Phone:(805) 546-3120
Email:karen_valine@cuesta.edu
Certain insurance requirements are mandated by the San Luis Obispo County Community College District for outside vendors providing contracted services or groups using campus facilities for any purpose. Examples of such events include, but are not limited to:
Insurance Company: All vendor insurance policies shall be written at the vendor’s expense and through insurance companies that are either admitted in the State of California or on the California Department of Insurance approved list of non-admitted insurers. All insurance companies shall have and maintain a minimum A.M. Best rating of at least A VII.
Minimum Insurance Coverage: The vendor shall provide a certificate of insurance and required endorsements at least 15 days prior to date of event or commencement of work. The policy shall not be amended, modified or the coverage amounts reduced without the District’s prior written consent. The District shall be furnished thirty (30) days written notice prior to cancellation of the insurance.
Insurance Coverage Term: All insurance required herein shall be maintained in full force and effect until all work required to be performed under the terms of the agreement is satisfactorily completed and formally accepted; failure to do so may, at the sole direction of the college, constitute a material breach of the agreement.
Additional Insured Endorsement: All insurance policies shall include additional insured endorsements naming the San Luis Obispo County Community College District, its trustees, officers, employees, volunteers, agents, inspectors, project managers, consultants, and their employees and each of them, as additional insured. The address to which the endorsement shall be sent is: San Luis Obispo County Community College District, Office of Administrative Services, P.O. Box 8106, San Luis Obispo, California 93403-8106.
The following are the insurance minimums required by the District. Particular occurrences may require additional insurance coverage:
(Insurance Services Organization, Inc. Form GL-00-01, Ed. 11-89 or equivalent) (ISO CG 00 0 1)
Broad Form Comprehensive General Liability Endorsement (Insurance Services Organization, Inc. Form GL-04-04, Ed. 5-81 or equivalent)
Products and Completed Operations which shall be in the amount of not less than a combined single limit of One Million Dollars ($1,000,000) per occurrence for one or more persons injured and property damaged on an occurrence form insurance policy. The aggregate limit of liability for products and completed operations shall not be less than Three Million Dollars ($3,000,000).
(Insurance Services Organization, Inc. Form CA 00 0 1 or equivalent)
Types of Contract Service
The following list is not an all-inclusive list of contract services. The District reserves the right to specify alternative insurance requirements in contract language on a case-by-case basis.
Specialized Service and General Contractors
Professional services1 contracts normally require:
1Architects, engineers, and doctors must provide license required by governmental agency.
Minimum Coverage Limits
Commercial/Comprehensive General Liability (CGL) (Additional Insured)3Endorsements Required:
Additional Insured:
The following shall not be excluded:
Automobile Liability (AL) (Additional Insured)Endorsements Required:
Workers’ Compensation (WC) Employers’ Liability (EL)4Endorsements Required:
StatutoryOccurrencePer/EmployeePolicy Limit
Statutory Limit$1 Million/$1 Million/$1 Million
Additional Insured or Loss Payee
Full Replacement – no coinsurance
OccurrenceAggregate
$5 Million$5 Million
2Coverage is required if (1) products or services related to information technology for hardware or software are provided to the District and (2) if vendor has access to personally identifiable information of District students and/or employees through the provision of such technology-related products or services. Cyber liability insurance will be required if the vendor is providing technology-based services such as portals, that allow access to obtain, use or store data, cloud hosting services, software or hardware, programming or other IT services and products.
3In the event the vendor will be working directly with students, sexual misconduct must be included in the general liability coverage of $1 million per occurrence either by endorsement to user’s Commercial General Liability coverage or as a separate policy. Additional insured endorsement is also required.
4If the vendor does not have employees, then they are exempt from this coverage. However, vendor must attach a letter stating that they are either the owner or a partner and are exempt from having to provide workers’ compensation because they have no employees.
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