• Federal Direct Loans are low-interest loans for students and parents to help pay for the cost of a student's education after high school.
  • The lender is the U.S. Department of Education (the Department), but... the entity you deal with, your loan servicer, can be a private business. 
  • Visit www.studentloans.gov for more information about types of Federal Direct Loans.

How to Request a Loan...

  1. Submit a FAFSA
  2. Complete Your File
  3. Complete the Following Steps According to Your Status:

First-time Borrowers

(You have never taken out a Federal Direct Loan before) 

Continuing Borrowers 

(You have already taken out a Federal Direct Loan at Cuesta or another institution)


video on loan overview  video on loan programs  video of MPN tutorial