Information Regarding Public Service Loan Forgiveness Program

Article: Attorney General Bonta: Biden Administrations Sweeping Overhaul of Public Service Loan Forgiveness Program Achieves Goals of Lawsuit

How to Check if Your Payments are Eligible Under the Limited PSLF Waiver

There are two requirements in order to receive additional qualifying payments:

Full-time employment: You must have worked full-time for a qualifying employer when prior payments were made. If you were employed in more than one qualifying part-time job at the same time, you will be considered full-time if you worked a combined average of at least 30 hours per week. You can receive credit only for payments made after Oct. 1, 2007, since that is when the PSLF program began. If you haven’t already, you must file a Public Service Loan Forgiveness (PSLF & Temporary Expanded PSLF (TEPSLF) Certification and Application Form for any period for which you may receive additional qualifying payments.

Loan consolidation: If you have Federal Family Education Loan (FFEL) Program loans, Federal Perkins Loans, or other types of federal student loans that are not Direct Loans, you must consolidate those loans into the Direct Loan program by Oct. 31, 2022.

If you know that you have qualifying employment that you have not yet certified with ED, you should certify that employment now by using the PSLF Help tool. In addition if you previously tried to certify employment but were denied you should submit a new form. 

If you don't know what kind of student loans you have or haven't yet applied for PSLF login to your account on

You can find additional information and helpful tools regarding the PSLF program here

Fact sheet on the updated PSLF program here.